FHA Loans

E Mortgage Capital at E Mortgage Capital

E Mortgage Capital

E Mortgage Capital

Phone: (503) 427-8469

Email: [email protected]

NMLS# 1298095

Company NMLS# 1416824

FHA Loans

FHA Loans

What Are FHA Loans?

Quick Qualification Check

FHA Loan Requirements

Credit Score

Debt Ratios

Down Payment

2026 FHA Loan Limits

Most Areas

High-Cost Areas

AK, HI, GU & USVI

FHA Loan Benefits

Frequently Asked Questions

Ready to Get Started?

LOAN PROGRAMS

Your Gateway to Homeownership

Achieve your dream with as little as 3.5% down. FHA loans offer flexible credit requirements and government backing, perfect for first-time buyers.

FHA loans are mortgages insured by the Federal Housing Administration, designed to make homeownership more accessible. These government-backed loans offer lower down payments and flexible credit requirements.

Get personalized FHA loan options with no impact to your credit score.

More flexible than conventional loans, making homeownership accessible to more people.

*Subject to AUS Approval

Down payment can come entirely from gift funds from family members.

Loan limits vary by area. Here are the current limits by property type.

See how FHA loans compare to conventional mortgages.

Common questions about FHA loans

Let us help you navigate the FHA loan process and find the perfect home financing solution.

E Mortgage Capital

Professional mortgage services in 30 states. NMLS #1298095

Quick Links

Contact

(503) 427-8469

Personal NMLS# 1298095

Company NMLS# 1416824

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